Equal Part Logo
— Independent Agency · Plano, Texas

The Most Dependable Insurance Partner in Texas

We help businesses and individuals across Texas secure the right coverage, protecting your operations, assets and future with confidence.
Trucking
Fleet
Owner-Operators
Cargo
Commercial Auto
Our Story

15+

Years Active

500+

Fleets Covered

A+

Rated Carriers
— About Us

Your Trusted Independent
Insurance Partner

At Equal Parts, we offer a smarter and more flexible insurance approach designed for businesses and individuals across Texas and the U.S.

As an independent agency, we are not tied to one provider, which gives you access to top rated carriers and coverage tailored to your needs.

While we have deep experience in transportation and logistics, our strength lies in understanding risk across industries, from small businesses to growing companies and families looking for dependable personal coverage.

Serving clients in Texas and across 48 states, we build long term relationships by providing not just policies but a dedicated team that supports you at every stage, especially during claims.
Talk to a Transport Expert
— Transportation Specialization

Coverage For Every Type of Haul

We cover every segment of the transportation industry — from independent owner-operators running 
regional routes to multi-unit fleets crossing state lines every day.
⭐ Specialty

Long-Haul Trucking

Comprehensive liability, cargo, and physical damage coverage for interstate trucking operations crossing multiple states.

⭐ Specialty

Fleet Operations

Scalable fleet policies for companies managing 2 to 200+ vehicles with multi-unit discounts and centralized management.

Owner-Operators

Tailored protection for independent drivers running under their own authority or leased to a motor carrier.

Cargo & Freight

Motor truck cargo policies covering general freight, refrigerated goods, flatbed loads, and specialty shipments.

Hazmat Transport

Specialized liability and pollution coverage for carriers transporting hazardous materials under DOT regulations.

Refrigerated Freight

Reefer breakdown and spoilage coverage to protect temperature-sensitive cargo across your entire cold chain.

Flatbed & Heavy Haul

Over-dimensional load coverage with specialized liability limits for flatbed, step-deck, and lowboy operations.

DOT & FMCSA Filings

We handle all federal motor carrier authority filings, MCS-90 endorsements, and state-specific filings on your behalf.

— What We Cover

Our Insurance Services

From personal protection to complex commercial coverage, we 
provide a full range of solutions backed by Texas' top-rated carriers.
truck icon

Trucking Insurance

Comprehensive coverage for long-haul and regional trucking operations. We protect your rig, cargo, liability, and livelihood across every mile of the road with policies from 15+ top-rated carriers.
Read More
car icon

Commercial Auto

Whether you run a single van or a full fleet, our commercial auto policies cover vehicles used for business with the right liability and physical damage protection across all 48 contiguous states.
Read More
dollar icon

Bonds

Surety and contract bonds for transportation businesses that need to meet regulatory, licensing, or contractual requirements to operate legally and with confidence.

Read More
building icon

Commercial Property

Protect the physical assets that power your transportation business — terminals, warehouses, yards, and equipment — against damage, theft, and loss.
Read More
briefcase icon

Business Insurance

General liability, workers' comp, and business interruption coverage designed for transportation companies and logistics businesses of every size.
Read More
house icon

Apartment Building

Property and liability solutions for apartment and multi-unit building owners who need the right coverage to protect their real estate investments effectively.
Read More
— Our Foundation

Insurance Expertise You Can Trust

Two decades of specializing exclusively in transportation and commercial insurance — helping
fleets, owner-operators, and trucking companies thrive.

Independent Choice, Better Coverage

We compare policies across top carriers to find the best fit for your needs not just the easiest option.

Business First Approach

We understand the realities of running a business and structure coverage accordingly

20 plus Years of Combined Experience

Deep expertise across commercial insurance, risk management and claims handling

Claims Support That Stays With You

From policy setup to claims resolution, we stay by your side every step of the way

warehouse
— Why Choose Us

An Agency That Works For You

We are an independent insurance agency which means you have the flexibility to choose the right coverage without being limited to a single provider.
01
Multi-Carrier Comparison

Access top rated carriers to find the most competitive and comprehensive coverage

02
Education-First Guidance

We simplify complex insurance decisions so you understand exactly what you are buying

03
Claims Advocacy

We actively support you during claims to ensure a smooth and fair resolution

04
Long-Term Relationships

We grow with you and update your coverage as your business or life evolves

Ready to Cut Your Insurance Costs?

Just give us a quick call today or submit one of our quick online quote forms. 
Our dedicated team is ready to compare, simplify, and save you time and money.
Reach us at

214-227-1010

· Plano, Texas

Read Our Latest Blog

Renters Insurance Checkup Are You Still Properly Covered
Renters Insurance June 10, 2026
Renters Insurance Checkup: Are You Still Properly Covered?
Life changes quickly. New jobs, roommates coming and going, furniture upgrades, maybe even a pet or two. In the middle...
Read More ➝
Insurance Risks Every Food and Beverage Business Should Understand!
Business Insurance June 7, 2026
Insurance Risks Every Food and Beverage Business Should Understand!
Running a food and beverage business is both exciting and demanding. Whether you own a cozy café, a busy food...
Read More ➝
Discovering that something has been taken from your home can leave you feeling shaken, frustrated, and unsure what to do next. In that stressful moment, it helps to know what to expect from your insurance claim and how to move through each step with a clear head. Understanding a few basics before you file can help you feel more prepared, more confident, and more in control of what happens next. 1. Know what your policy covers Before you pick up the phone, it is helpful to have a general sense of what your home policy usually protects. Most homeowners and renters policies include coverage for stolen personal property both inside your home and, in many cases, while you are away. That might include things like electronics, jewelry, bikes, or tools, but there are often limits on certain items. 2. Understand your deductible amount Your deductible is the amount you pay out of pocket before your coverage begins to help with the loss. Knowing that number ahead of time can shape how you decide to move forward with a claim. For example, if the value of what was taken is close to your deductible, you might think carefully about whether filing is worth it for your situation. On the other hand, if the loss is higher, having a clear picture of your deductible can help you set expectations about what support your policy may provide so there are fewer surprises along the way. 3. Document the loss carefully Strong documentation will support your claim and help your insurer understand what happened. As soon as it is safe, take photos or video of any damage, broken locks, or disturbed areas. Make a list of missing items with as many details as you can recall such as brand, model, where you bought them, and approximate cost. Receipts, bank statements, and product registrations can all be helpful. The more information you can provide in a calm, organized way, the easier it is for your claims representative to walk through the process with you. 4. Work closely with authorities Most policies require that you report theft to local law enforcement promptly. While that step can feel intimidating, it is there to protect you and your community. When you file a report, share the same details you plan to provide your insurer and ask how you can obtain a copy of the report. Your insurance company will often request that document as part of the claim. Keeping a simple record of report numbers, officer names, and times of contact gives you something solid to lean on if you feel overwhelmed. 5. Communicate openly with your insurer Once you are ready to file, reach out to your insurer as soon as you reasonably can. Explain what happened in your own words and share the photos, list of items, and report information you have collected. Ask questions if anything feels confusing and take notes during your conversations. Claims can take some time, and clear communication helps keep expectations realistic. When you feel comfortable speaking up and staying involved, the process becomes less mysterious and a little easier to manage. Experiencing theft at home can shake your sense of comfort, yet it can also highlight the protections you have thoughtfully put in place. Knowing what to expect, staying organized, and leaning on trusted support can make this difficult moment feel a bit more manageable while you focus on feeling secure again.
Home Insurance June 4, 2026
What Should You Know Before Filing a Home Theft Insurance Claim?
Discovering that something has been taken from your home can leave you feeling shaken, frustrated, and unsure what to do...
Read More ➝
printerphone-handsetmap-marker
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram