At Equal Parts Insurance Agency / Harnem Insurance Group, we provide tailored insurance coverage for ATVs, Jet Skis, and other off-road vehicles in Plano and throughout Texas. These types of vehicles come with unique risks, so having the proper protection in place is essential in the event of an accident, damage, or loss.
Although some homeowners insurance policies may offer limited liability coverage, they typically do not provide the full protection needed. That’s why most Texas residents benefit from a separate ATV or off-road vehicle insurance policy.
- Comprehensive and Collision Coverage
- Medical Payments Coverage
- Property Damage Liability
- Uninsured / Underinsured Motorist Coverage
Our team will help you identify the right coverage based on your specific vehicle and how it’s used. We work with trusted insurance carriers to meet specialized requirements and secure reliable protection at competitive rates—so you can ride with peace of mind.