Don't leave any aspect of your financial well-being to chance; protect yourself with the right insurance coverage for all your needs.
Non-Profit Insurance
Protecting Your Mission, People, and Organization
Your nonprofit exists to make a difference—but even mission-driven organizations face real-world risks. From volunteer injuries to property damage, lawsuits, or board-related claims, one unexpected event can disrupt operations and strain limited resources.
Non-Profit Insurance is designed specifically for charities, foundations, community groups, and associations. It provides the protection you need to stay focused on your mission while safeguarding your organization’s future.
What Does Non-Profit Insurance Cover?
General Liability Insurance
Protects your organization against claims of bodily injury, property damage, and personal injury involving clients, visitors, or the public.
Property Insurance
Covers buildings, office space, equipment, furniture, and supplies against losses caused by fire, theft, storms, or vandalism.
Directors & Officers (D&O) Liability
Protects board members and leadership from claims related to management decisions, governance issues, or alleged wrongful acts.
Employment Practices Liability (EPLI)
Provides coverage for claims involving wrongful termination, discrimination, harassment, or other employment-related issues.
Flexibility
Auto insurance policies can be customized to meet your specific needs and budget, allowing you to choose the coverage option that works best for you.
Support and assistance
In an accident or other covered incident, we can provide support and service to help you navigate the claims process and get back on the road as quickly as possible.
A general liability policy insures your nonprofit organization against classic slip-and-fall scenarios. (It’s sometimes also called a “commercial general liability” or “CGL” policy.)
Solution
Your nonprofit will be covered for damages that it’s ordered to pay to someone (such as a visitor, customer, supplier, or associate) who is injured on the organization’s property.
Product liability coverage
Risk Factors
Suppose your non-profit sells products to the public — for example. In that case, you raise funds by selling baked goods, or your artist-clients create and sell sculptures out of recycled products, consider buying product liability insurance.
Solution
It will protect your organization from lawsuits by customers claiming they were hurt by an unsafe or defective product you provided. For example, if a customer breaks a tooth on a walnut shell baked into your cookie or slices a hand on a sharp-edged sculpture, this insurance will cover the legal defense and a sizable portion of the damages.
Directors & Officers liability coverage
Risk Factors
Your non-profit’s board of directors and officers (many of whom are volunteers) could be personally named in a lawsuit against your nonprofit alleging fraud or financial mismanagement.
Solution
You’d want directors and officers (D&O) insurance to cover the cost of defending the directors and officers and pay any resulting money damages.
Professional liability coverage
Risk Factors
Similar to D&O coverage, professional liability coverage (also sometimes called “errors and omissions” or “malpractice” insurance) protect against liabilities resulting from mismanagement of the organization, as well as workplace-related claims such as discrimination or sexual harassment.
Solution
It can help cover not only directors and officers but also staff, volunteers, and the non-profit organization itself.
Workers’ Compensation insurance coverage
Risk Factors
General liability will not provide coverage for injuries to employees. These coverages are important because they address injuries to your human assets – your employees and your volunteer workforce.
Solution
Workers’ compensation pays medical expenses, disability, and death benefits for injured workers. Volunteer accident insurance pays for minor injuries to volunteers who are donating their time and expertise to your cause.
Based in Plano, Fort Worth, Bowie, Colleyville, and Austin, Texas, we proudly serve clients across Austin, Dallas, Fort Worth, Houston, and Plano. We are fully licensed to operate throughout Texas.
