Truck and Trucking Insurance

Truck and Trucking Insurance is designed to protect trucking businesses, owner-operators, and fleets from risks on and off the road.
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Truck and Trucking Insurance

At Equal Parts / Harnem Insurance Group, we help you secure the right truck and trucking insurance coverage at competitive rates in Plano, Texas, as well as Austin, Dallas, Fort Worth, and Houston.

We partner with top-rated insurance carriers to build customized policies tailored to your truck, trailer, and business needs.

Truck Insurance Coverages in Texas

Primary Liability
Covers bodily injury and property damage to others caused by a truck accident. This coverage is required by state and federal regulations.

Physical Damage (Comprehensive & Collision)
Protects your truck and trailer against damage from accidents, fire, theft, hail, vandalism, and other covered events, helping with repair or replacement costs.

Motor Truck Cargo Coverage
Provides protection for your responsibility if freight is lost or damaged during transit. Coverage is based on a maximum load limit per vehicle.

General Liability
Covers claims involving bodily injury or property damage related to your business operations, including incidents on your premises or arising from your services.

Non-Trucking Liability (Bobtail Coverage)
Offers limited liability protection for owner-operators when operating without a trailer or not under dispatch.

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