Home Owner's Insurance
Your home is one of your most valuable investments — and it deserves reliable protection. Our Home Insurance provides comprehensive coverage designed to safeguard your property, personal belongings, and financial security against life’s unexpected events.
Whether you own your home, rent a property, or manage rental units as a landlord, we offer flexible coverage options tailored to your specific needs and budget.
What Our Home Owner's Insurance Covers
Our policies help protect your home and possessions from common covered risks, including fire and smoke damage, lightning, windstorms, hail, theft, vandalism, and certain types of water damage such as burst pipes. If your home becomes uninhabitable due to a covered loss, your policy can also help pay for temporary housing and related living expenses.
In addition to property protection, our Home Insurance includes personal liability coverage. This helps protect you financially if someone is injured on your property or if you accidentally cause damage to another person’s property.
Core Coverage Options
Dwelling coverage
Helps repair or rebuild the structure of your home and attached features such as garages, fences, and decks after a covered loss.
Personal property coverage
Helps replace your personal belongings, including furniture, clothing, appliances, and electronics.
Liability coverage
Helps cover legal expenses and damages if you are found responsible for injury to others or damage to their property.
living expenses coverage
Helps cover hotel stays, meals, and other necessary expenses if your home cannot be lived in due to a covered claim.
Our experienced agents will work with you to design a Home Insurance policy that meets your specific needs and budget. We offer flexible policy options, including different coverage levels and deductible amounts, so you can customize your coverage to fit your requirements.
Optional Coverages for Added Protection
Flood Insurance
Protects against damage caused by flooding, which is not typically covered by Home Insurance.
Earthquake Insurance
Coverage for losses caused by earthquakes, also generally excluded from standard home policies.
Umbrella Insurance
Provides additional liability coverage beyond the limits of your Home Insurance policy.
